Privacy Policy for PaySplit

Last Updated: February 7, 2026

Introduction

Welcome to PaySplit ("we," "our," or "us"). We are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application.

Information We Collect

Information You Provide

• Account Information: Email address, name, and password
• Profile Data: Username, avatar/profile picture (optional)
• Payment Information: FPS ID, PayMe link, bank information (for settlement purposes only)
• Group Data: Group names, member information, expense descriptions
• Financial Data: Expense amounts, payment splits, balances

Information Collected Automatically

• Receipt Images: Photos you take or upload for expense tracking via OCR
• Device Information: Device identifiers, push notification tokens
• Usage Data: App interactions, features used, error logs

How We Use Your Information

We use the collected information to:

• Provide core functionality for expense tracking and group management
• Process receipts using OCR technology
• Send push notifications about expense updates and payment reminders
• Improve our service and user experience
• Ensure security and protect against fraud
• Provide customer support

Data Storage and Security

Storage

• Your data is securely stored using Supabase (cloud database service)
• Receipt images are stored in secure cloud storage
• Local data caching for offline functionality

Security Measures

• End-to-end encryption for sensitive data
• Secure authentication protocols
• Regular security audits and updates
• Access controls and user authentication

Third-Party Services

We use the following third-party services:

• Google Sign-In: For Google account authentication
• Apple Sign-In: For Apple ID authentication
• Firebase: Push notifications
• Supabase: Database and storage
• Google ML Kit: OCR text recognition

Note: We do not process actual payments. Payment information is used only to facilitate peer-to-peer settlements between users.

Your Rights

You have the right to:

• Access: Request a copy of your personal data
• Correction: Update or correct your information
• Deletion: Request deletion of your account and data
• Opt-Out: Disable push notifications in app settings
• Data Portability: Export your data in a machine-readable format

Children's Privacy

PaySplit is not intended for users under the age of 13. We do not knowingly collect personal information from children under 13.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy in the app and updating the "Last Updated" date.

Consent

By using PaySplit, you consent to this Privacy Policy and agree to its terms.